Investment Advisory

Investment advisory activity is the activity whereby an authorized investment institution provides guiding comments and recommendations, either at the investor’s request or without such a request, regarding capital market instruments and the companies and entities that issue them, to a specific person or to a group whose financial situations, risk profiles and return preferences are of a similar nature.

At Yapı Kredi Invest, we develop solution proposals tailored to investors’ needs with our expert team and strong corporate infrastructure. Thus, investors can progress toward their goals with firmer steps by allocating their portfolios to the appropriate asset classes.

What Is Yapı Kredi Invest Investment Advisory Service?

This advisory service is a roadmap created specifically for you by investment specialists. Individual investment advisory is provided by taking your personal financial goals and risk tolerance into account. The Yapı Kredi Invest team offers you continuous support with extensive market knowledge and up-to-date analyses.

When you receive advisory service, not only general market commentary but also solutions tailored to the specific needs of your portfolio are produced. In this way, you can put your savings to work in the right instruments and enjoy a more efficient investment experience.

Who Can Benefit From the Investment Advisory Service?

Individual investors are anyone who wishes to grow their assets or save toward future financial goals. Through the investment advisory service, these investors have the chance to direct their savings across a wide range of products.

Corporate investors, on the other hand, can make use of this service to diversify portfolios, spread risks and conduct capital management professionally on behalf of a company or institution.

How Is a Portfolio Built Through Investment Advisory?

Investment advisory begins by determining your risk profile and return expectations.

First, when preparing an investment plan, your investment horizon and financial goals are analyzed. Then, an asset allocation is made to achieve a balance among instruments such as equities, bonds and funds. Our Yapı Kredi Invest team supports you in this process by providing detailed market information and recommendations, helping you manage your portfolio dynamically.

Types of Advisory Offered at Yapı Kredi Invest

• General Advisory: Covers core services such as defining an investment strategy and offering recommendations based on market analysis results. In this approach, your portfolio allocation is compared with general market data and updated regularly. Thus, you benefit from expert support when selecting instruments suited to your goals and make your investment decisions on an informed basis.
• Model Portfolio: Allows you to benefit from pre-prepared strategies aligned with specific risk and return targets. The model portfolio created by specialists is suitable for investors who wish to make a quick start or easily implement a particular strategy.
• Data-Driven Guidance: Produces investor-specific solutions by taking daily economic developments and market trends into account. This approach helps you stay instantly informed of rapid market changes and make the necessary adjustments to your strategy in a timely manner. In this way, you can make your investment decisions based on up-to-date and in-depth analyses.

How Are Investment Decisions Supported Through Investment Advisory?

The investment advisory service provides multi-faceted analytical support that facilitates investors’ decision-making processes. At Yapı Kredi Invest, we keep our investors up to date with daily bulletins and regular research reports. Thus, you can follow instant developments in the markets and make more accurate investment decisions. With expert support in report interpretation, you have the opportunity to evaluate fundamental and technical analysis results in a holistic manner.

How Is Risk Management Performed Through Investment Advisory?

Risk management is one of the cornerstones of a successful investment experience.

The protective investment strategies we offer at Yapı Kredi Invest help you balance your portfolio by diversifying your assets in line with your risk profile. First, an investor risk analysis is carried out and suitable products are identified. Subsequently, instruments or derivative products aimed at hedging against market volatility can be used.

Which Asset Classes Are Invested in Through Investment Advisory?

• Equities: Enable you to become a shareholder in companies with high long-term growth potential. You can diversify your portfolio by selecting from different sectors. Although their return potential is generally higher than that of bonds, equities are more sensitive to volatile market conditions.
• Bonds: Provide a more predictable income through fixed or floating interest payments. They are generally preferred by investors with a low risk appetite. Various maturity options are available.
• Investment Funds: Allow you to invest in portfolios that are diversified across different sectors and instruments by professional fund managers. Thus, you can access numerous asset classes through a single fund. You can spread your risk by choosing different types of funds (equity, bond, balanced, etc.) according to your needs.
• Foreign Currency Investments: Offer the potential to earn returns from exchange-rate movements. Diversifying your portfolio with foreign currencies can be a protective element against fluctuations in the local currency. However, rapid changes in exchange rates require close monitoring.
• Gold and Precious Metals: Regarded as a protective instrument against market volatility. They are especially preferred as an investment tool during periods of inflation or uncertainty.

How to Apply for the Investment Advisory Service?

To easily benefit from the investment advisory service through our experienced investment specialists located in branches across Turkey, you can contact the representative at your Yapı Kredi branch. With your representative’s guidance, you will be connected with the specialist at the most suitable Yapı Kredi Invest branch. Upon signing the required agreements and based on the suitability test results, you can start receiving the investment advisory service.